OFFICE LOCATIONS
Michigan City
2424 Franklin Street Michigan City, IN 46360
219-872-3500
Hobart
7225 E. Ridge Road
Hobart, IN 46342
219-872-3500
Hammond
2901 Carlson Dr Ste. 354, Hammond, IN 46323
219-872-3500
Merrillville
8105 Georgia St,
Merrillville, IN 46410
219-872-3500
We are a debt relief agency. We help people get out of debt pursuant to bankruptcy laws. This site is not intended to give legal advise. Each circumstance is different and you should contact us to give you specific legal advise.
CONTACT INFORMATION
For any general inquiries, please fill in the following contact form:
How Can Bankruptcy Help You?
Let's start with the obvious, a bankruptcy will get rid of all or most of your debt. As compared to other ways to remove debt such as debt consolidation or debt negotiations, bankruptcy is a much cheaper and faster way to accomplish the task. Additionally, if any debt is forgiven during a debt consolidation, the amount forgiven will be taxed as income to you.
What's The Difference Between A Chapter 7 And 13?
It would take a lot of time to explain the differences between the two but here is a bird's eye view.
Let's start with a Chapter 7.
There is an income test to determine whether you can file a 7. If you are over the median income level for your family size, it is likely that you will not qualify for a 7 and a 13 would be your only option.
The income levels are listed here: https://www.bestcase.com/cmicalc/. If you are over the income level, a skilled attorney can sometimes take deductions that may put a client under the level
Free Credit Rebuilding Information
This is where Fugate Law Firm is different from other firms. We saw the need to help clients after bankruptcy. We gathered and organized information that we believe will help you rebuild your credit. Best of all, the information is free. It's our way of saying thanks for choosing us.
Why Should You Hire Us?
That's easy. We are great at what we do. Equally as important we treat our clients with compassion and understanding. We understand the stress that debt causes and its our mission to eliminate that stress. Read our Google reviews to see what our clients say about us. Be sure to click the "load more" button at the bottom of the following review
How Much Does Bankruptcy Cost?
That depends on whether you are best suited for a Chapter 7 or 13. During your free consultation, we will advise you as to which chapter is best for you. and the cost for that chapter. We are mindful that our clients are in financial distress and are cognizant that it may be difficult to pay bankruptcy costs. For that reason, we feel we have set our prices at a reasonable amount which is usually very affordable. If we decide that bankruptcy is the best choice for you, we would advise you to stop paying your credit card and medical payments. Those funds can be used to pay for the bankruptcy.
File Bankruptcy & Improve Your Credit
A common misconception is that bankruptcy will ruin your credit. However, it is likely that your credit is already damaged by bad debt. The truth is that bankruptcy will quickly eliminate your liability for the bad debt and give you a fresh start to rebuild good credit.
Attorney Fugate is a published author and literally wrote the book on how to File Bankruptcy and Improve Your Credit Schedule an appointment and receive a free copy of his book.
